Coverage guide

Disability Insurance

Short- and long-term income protection if illness or injury keeps you from working.

Who it's for: Working professionals, business owners, physicians, and anyone whose income supports a household.

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What you get

  • Short-term disability: 3–12 months of income replacement
  • Long-term disability: to age 65/67 for career-ending disabilities
  • Own-occupation and specialty-occupation definitions for physicians and professionals
  • Group and individual policies, portable if you change jobs
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FAQ

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A few short questions and a licensed independent agent takes it from there — free, no obligation, no call centers.

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