What does pet insurance cost?

Most policies run $25–$70/month for dogs and $15–$40/month for cats, depending on breed, age, and reimbursement level.

Are pre-existing conditions covered?

No insurer covers conditions diagnosed before the policy's waiting period ends. Enrolling young protects you against future exclusions.

Most carriers reimburse within 5–14 days; a growing number offer direct-pay at participating vets.

Coverage guide

Accident, illness, and wellness coverage for dogs and cats.

Who it's for: Pet parents who want to avoid surprise vet bills and get their pet the best possible care.

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