How much does renters insurance cost?

Nationally the median is about $15/month for $30,000 of contents and $100,000 liability. Bundling with auto typically drops it another 5–15%.

Does it cover roommates?

Only if roommates are named on the policy. Most carriers recommend each roommate carry their own policy.

Flood, earthquake, and bedbugs are typically excluded. High-value jewelry, firearms, and collectibles need scheduled endorsements above sub-limits.

Coverage guide

Affordable coverage for your belongings and liability while renting.

Who it's for: Anyone renting an apartment, house, condo, or dorm room.

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